4 Tips To Keep In Mind When Buying House And Land Packages

Is 2013 the year you’ll be buying a new home? Builders offer many exciting choices in house and land packages, so as you pour over floor plans to find the one with the best traffic flow, space, and general appeal, don’t forget to consider the land the structure will sit on.

Make Sure Your Floor Plan Is Right For Your Lot

Finding a lot with a view is easy, and there are plenty of designs that will look stunning there. You need to make sure the design you pick is the right one for the land. If you are looking at a home in a development, where the positioning of the units is predetermined, make sure the one you will own will be well placed on your lot so it offers scenery and privacy.

Build A Showplace, Not A Fishbowl

Open floor plans are quite popular in modern residential design because they offer flexibility and flow and can be built to be energy efficient. Even when the home incorporates large amounts of glass, you still do not want to feel like you’re living in a fishbowl. The design you choose and the positioning of your home on the lot can compromise your privacy if you do not consider the proximity of homes and passing traffic. Do you really want your master bedroom with floor-to-ceiling windows to face the neighbours?

Work With The Sun

Having air conditioning in a home is a given, but the way your home is situated affects the temperature inside and climate control costs. Experts suggest that your rooms face north, with features such as bathrooms, utility rooms, storage areas and theatre rooms located at the southern part of the home. Doors and windows that face the west should be as small as possible. Unless you have trees or other homes to block some of the southern exposure, you should have window overhangs of about 900mm to allow light, but reduce some of the heat and glare. Even within the same subdivision, certain plans might work better on specific lots, so be mindful of both the design and the lot you choose.

Avoid Zoning Nightmares

When you buy a home/lot package from a builder, they have most likely worked out all zoning considerations with the local council, but you should still do your due diligence on the property. To keep costs in check, avoid building in a bushfire-prone zone where you will need to add sprinklers or in an area that requires a Flora and Fauna or geological study that might limit where you can build on the property. A few calls to your local counsel should assure you that your building plans will not be unexpectedly interrupted by a visit from the local council housing inspector.

In order for your home to live up to the dream, do some thinking and research on your own before you commit to one of the biggest purchases of your life.

3 House and Land Package Ideas To Help You Create The Perfect Home For Your Budget

Building a House and Land Package requires you to make many decisions. All of these decisions are going to affect your budget, and you are going to have to live with them for some time. If you have an unlimited budget, you will have the freedom to pick and choose from all the many different designs and features on the market. However, if you are working to a budget, you will need to be much wiser in creating your wish-list.

You want to create the perfect house and land package for your family so it’s a good idea to prioritise the features you discover as you inspect display homes. By prioritizing your list, you will be able to clearly see what things are important to you, and what things you can do without.

It’s exciting building a new home and you want the best for your family so it’s important to make informed decisions. You want to be able to wake up in your new home feeling like your building company has listened to you, guided you and has delivered the home and lifestyle you so wished for from the on-set. To make sure you get the most value for your money there are a few things you can do.

1) Keep a Journal

As you browse through display homes, I’d encourage you to take photographs of all the features you like. Get any ideas and the costs for them on paper. As you inspect each display home, you are going to discover many different things that you would like included in your finished home. By writing them down you will be able to prioritize them and decide if they are absolute “must haves” therefor getting the best home for your budget.

2) Consider Your Needs And Make Changes

As you gather ideas and information from all the different display homes you visit, be mindful that each individual building company is simply doing their best to promote their designs and expertise. They are putting their best foot forward and NOT necessarily trying to showcase a perfect solution. You may warm to a particular design but I would encourage you to really think about your needs and determine if any changes could be made so it can become the perfect solution for YOU. Maybe you’d like high ceilings or more cupboard space? Maybe you need a bigger garage, or you may even want to remove a wall to create a bigger living space.

3) Choose The Right Design Consultant For Your Budget

A great design consultant will express genuine interest in your families needs and actively discover what those needs are. This is also your opportunity to spend some time with the consultant to see if you feel comfortable working with them. They will ask you a series of questions that will help you identify your needs and give you clarity on what you as a family or individual really need and want and help you work to your budget.

There are many building companies, all with numerous designs to choose from and finding the right one for your needs is vital to creating a House and Land package that is perfect for you. You are going to invest a significant amount of your hard earned money in your new home so it’s reasonable to expect the design consultant to treat you with respect and provide you with great service.

HUD Mortgage Assistance – Get Qualified For Housing and Urban Developments Mortgage Assistance

HUD’s Mortgage Assistance Program is must to be known by the borrowers before applying for that. It is available for more than 34,000 lee county homeowners. A new program has been suggested by President Barack Obama to keep the homeowners in their home and get their loan modified by lowering monthly mortgage payments.

The goal of HUD’s center is to help FHA homeowners that are not able to pay their monthly payments on time. They will work with the lenders to find the best option that borrowers can avail to avoid foreclosure.
House and urban development mortgage assistance would like to change the guidelines to exclude the down payment assistance and not allow the mortgages in which the buyer has not made a payment using his funds. Borrower must have enough income to make payments for new modified mortgage debt.

How to Qualify for HUD Mortgage Assistance?

· Firstly, a homeowner needs to be atleast 62 years of age or older to get qualified for HUD Mortgage Assistance

· He can also appoint a personal counselor to get the assistance. The borrower must go in a counseling session with HUD approved counselor that provides enough information to the consumer that will help the applicant to get the loan easily.

· You are required to be a single family to live in a home which will benefit borrower to pay less of principal amount than what he was paying, as townhouses or mobile homes are eligible for them to live in.

· It is not necessary that borrower’s home can only be purchased by FHA loan. Homes that are purchased without these loans can also be qualified for mortgage assistance and should be done under all the guidelines made by the lender to be followed properly.

To know more about HUD Mortgage Assistance and to check if you qualify for the same

Click Here –> Federal Loan Modification [http://www.loanratemodifications.com]

President Obama has offered $1000 incentive for home owners that opt for Loan Modification instead of Short Sale Or Foreclosure

To know more about Latest Loan Modification Programs and to check if you qualify for Government Grants

Law Enforcement Jobs – Cop Tells All To Get You Started

Are you an honest person. Ask yourself honestly right now, because once you begin the interview process for most law enforcement jobs, they will drill deep to find that out for themselves. Even if you have never been convicted of a crime other than a minor ticket, the polygraph test that most agencies employ is designed purely to weed out candidates that are dishonest.

Are you dedicated? To be in a law enforcement job you have to be dedicated to serving the public trust. It doesn’t matter if you are a highly trained SWAT operative whose job it is to crash through windows and take out the bad guy, or the patrol officer working the beat and helping those in need. Your primary function is to serve the public trust.

Physical agility is tested for in most law enforcement jobs. Are you prepared to chase down a bad guy, even in the snow and rain? Do you have the burning desire and self motivation to eat and train properly – always ready for the fight? Yesterday’s donut reputation has very little to do with today’s police officer. In fact, you can look at an agency like the Ohio State Patrol and find that they have annual physical fitness testing requirements that if you don’t pass will result in your termination! This isn’t a job for the weak bodied any longer.

These are the questions you must ask yourself, and if you think that you still have it takes – scratch that – if you KNOW that you have what it takes, the last real step is to find out what it is that you need to do.

99% of the law enforcement jobs out there will not allow you to just walk in and apply. No no no, you need to understand the process. If you don’t understand how law enforcement hiring works, nothing else really matters.

Why is a Law Enforcement Degree Becoming More and More Popular?

Are you interested to work as a detective, a police officer, or as a secret service agent perhaps? All of these careers have one thing in common. They are all not just fascinating but these are the careers that are related to law enforcement as well. As the technology advances and the world become even more complicated, individuals who are highly trained in enforcing the law are needed all over the world.

You can complete a bachelor’s degree and put your education into practice immediately after graduating to any of the available law enforcement jobs. But there are also those who pursue a higher degree as well particularly in criminal justice. They push their masters and even their doctorate degree because they have wider opportunities and have more chances of advancing to a wide array of choices at the same time. Of course there is no need to mention that the higher your degree the bigger will be your salary as well.

A degree in law enforcement would allow you to work on different fields since it requires various skills too. Aside from the careers mentioned above, you can also become part of the judicial and the court system too. And if you can, you can land a job in rehabilitation centers and even by appointed to take control of the prisoners in your local state.

Of course, not all law enforcement jobs are in the field. There are some who stays inside the offices and does business finances, accounting, and even programming too. You also don’t have to be physically and mentally fit to do your job efficiently. It would also help if you know how to speak other languages fluently as well. Remember that not every criminal speaks English very well so you have to create a way on how they would comprehend you and the system in United States.

Law Enforcement Physical Fitness Test – Workout Routine To Pass The Test

Whether you want to be a federal police officer or a local policemen the fitness standards are relatively similar. Some maybe a tad bit harder than the other, but they all are similar in terms of how your strength and conditioning will be evaluated. The best thing to do if you’ve dreamed of getting into law enforcement is to start training for the physical fitness test as soon as you can. The truth is many recruits lose out on a great career in law enforcement simply because they can’t pass the physical fitness test.

Although there are differences in terms of jurisdictions and responsibilities in the law enforcement community, the fitness test is one commonality that all of us share. It doesn’t matter if you work for a federal agency (FBI, DEA, ATF, Secret Service, Border Patrol) or a local agency (state police, deputy sheriff, city cop) you are still required to pass the physical fitness test.

Here’s just one workout routine that will help you get into shape fast!

First thing first, before you start any law enforcement workout program, make sure that it is designed to improve both your strength and cardio. Why do I say that? Because I’ve seen recruits make the mistake of training like a bodybuilder or even worst some train like a marathon runner. Both of which are dead wrong.

Here’s what you need to do:

One of the most effective workout routine to do is one that incorporates both resistance training and cardiovascular improvement. If you do one without the other, you will get gassed during the test. There are several ways you can actually build your strength and cardio at the same time, but the one that I recommend is interval training.

How to Start a Blog and Make Money: For Beginners Only!

To compare business phone systems and find the right fit for a particular company, four benefits should be heavily considered. Ideal office phone systems will include a virtual receptionist, voicemail transcriptions, ‘contact us’ web widgets, call routing to cells and office phones, and HD voice quality.

Compare Business Phone Systems That Come With Voicemail Transcription

An option known as voicemail transcription transmits a text version of voicemail messages to the email address an individual has selected. The written transcription arrives at the user’s email address and/or email-enabled cellular device along with an audio file of the message. Some providers include this feature in their packages. Others offer a free 30-day trial of voicemail transcription service to all users on a company’s account. Once the trial period has concluded, a manager can choose to continue this option as a paid service on certain extensions of his choice. Fully automated, voicemail transcription utilizes high-tech voice recognition technology. The transcribing does not need a live agent. By using automated technology, communication vendors can ensure total privacy and speedy delivery of the transcribed message.

‘Contact Us’ Web Widget Offers Added Value

Business owners who compare business phone systems find that a web widget with ‘contact us’ capabilities gives online publishers the chance to increase value and following to blogs, social networks, home pages, and websites. Easily embedded into a page, a widget is a small web application. This capability is included with some office phone systems that are designed with the components needed to be embedded in a blog or web page. The most common of internet forms, ‘contact us’ web widgets can be located on numerous websites and blogs. Typically, they all consist of the same structure including a user information section (name, company, email, etc.), and a contact detail section (purpose for contact, subject, and description).

Call Routing, From Cells To External Offices

Call routing entails answering an incoming telephone call and routing it to another point that could be any extension number in the office, a handheld or portable device like a cell phone, or to another landline number. The biggest selling point of call routing is that it ensures that no important calls are missed when a person is unavailable or at a location where the telephone number usually exists. Today’s providers often offer deals that come with call routing to cell and office cubicles, even with a basic package. In some instances, the subscribers can receive cellular call forwarding services. If the cell number incurs problems, then the subscriber can route the call to any other desired number until a solution is put into place. There are countless positive aspects of call forwarding services. For example, when the chief executive officer is not physically present at the office, he can still answer the calls coming into his office line. This ability to forward calls to an employee’s cell phone, landline, or any other number desired makes managing a company far more efficient. With this technology, the desired party can speak to directly to clients, answer their questions, and provide information, regardless of their location.

Importance Of HD Voice Quality

As individuals who operate a company compare business phone systems, they should consider the importance of HD (high-definition) voice quality. Also called wideband voice, this advancement has received a lot of attention recently. The audio technology, which allows office phone systems to send a far broader range of sounds over internet lines than traditional phones, greatly improves the clarity of voice calls. Conventional lines use PSTN (public switched telephone network) circuits that produce more static and less lucidity. Businesses can tangibly benefit from HD voice quality by not dealing with calls coming in that are inaudible or get cut off. Business owners trying to close a deal prefer to depend on HD voice quality instead of traditional fuzzy lines.

Four Helpful Options Available For Office Phone Systems

To compare business phone systems and find the right fit for a particular company, four benefits should be heavily considered. Ideal office phone systems will include a virtual receptionist, voicemail transcriptions, ‘contact us’ web widgets, call routing to cells and office phones, and HD voice quality.

Compare Business Phone Systems That Come With Voicemail Transcription

An option known as voicemail transcription transmits a text version of voicemail messages to the email address an individual has selected. The written transcription arrives at the user’s email address and/or email-enabled cellular device along with an audio file of the message. Some providers include this feature in their packages. Others offer a free 30-day trial of voicemail transcription service to all users on a company’s account. Once the trial period has concluded, a manager can choose to continue this option as a paid service on certain extensions of his choice. Fully automated, voicemail transcription utilizes high-tech voice recognition technology. The transcribing does not need a live agent. By using automated technology, communication vendors can ensure total privacy and speedy delivery of the transcribed message.

‘Contact Us’ Web Widget Offers Added Value

Business owners who compare business phone systems find that a web widget with ‘contact us’ capabilities gives online publishers the chance to increase value and following to blogs, social networks, home pages, and websites. Easily embedded into a page, a widget is a small web application. This capability is included with some office phone systems that are designed with the components needed to be embedded in a blog or web page. The most common of internet forms, ‘contact us’ web widgets can be located on numerous websites and blogs. Typically, they all consist of the same structure including a user information section (name, company, email, etc.), and a contact detail section (purpose for contact, subject, and description).

Call Routing, From Cells To External Offices

Call routing entails answering an incoming telephone call and routing it to another point that could be any extension number in the office, a handheld or portable device like a cell phone, or to another landline number. The biggest selling point of call routing is that it ensures that no important calls are missed when a person is unavailable or at a location where the telephone number usually exists. Today’s providers often offer deals that come with call routing to cell and office cubicles, even with a basic package. In some instances, the subscribers can receive cellular call forwarding services. If the cell number incurs problems, then the subscriber can route the call to any other desired number until a solution is put into place. There are countless positive aspects of call forwarding services. For example, when the chief executive officer is not physically present at the office, he can still answer the calls coming into his office line. This ability to forward calls to an employee’s cell phone, landline, or any other number desired makes managing a company far more efficient. With this technology, the desired party can speak to directly to clients, answer their questions, and provide information, regardless of their location.

Importance Of HD Voice Quality

As individuals who operate a company compare business phone systems, they should consider the importance of HD (high-definition) voice quality. Also called wideband voice, this advancement has received a lot of attention recently. The audio technology, which allows office phone systems to send a far broader range of sounds over internet lines than traditional phones, greatly improves the clarity of voice calls. Conventional lines use PSTN (public switched telephone network) circuits that produce more static and less lucidity. Businesses can tangibly benefit from HD voice quality by not dealing with calls coming in that are inaudible or get cut off. Business owners trying to close a deal prefer to depend on HD voice quality instead of traditional fuzzy lines.

Network Marketing Blog Traffic Training

Let me guess. You’ve created a network marketing blog complete with graphical headers, opt-in boxes and banner ads for your favorite affiliate programs, but you aren’t making any money because you don’t have sufficient traffic to your a network marketing blog. Now that the blog is up and running, you’ve realized that just having a network marketing blog is only half the battle. The other half is blog traffic. You’ve landed on this post looking for a network marketing blog traffic strategies, tools or training. Am I right so far?

Or perhaps you don’t have a network marketing blog yet and are thinking about creating one. You’ll be glad you landed here because a blog without any traffic won’t make any money or generate any leads. Be sure you have a traffic plan for leading people to your blog.

Either way, you are in the right place. This particular MLM blog gets plenty of traffic and I can teach you how to do it too.This will be an overview article discussing your options for network marketing blog traffic. We can’t possibly teach you how to do all this stuff in one article…but the tutorials and resources on rest of the site will get you pretty far.

Network Marketing Blog Traffic Sources

Search Engines

Paid search

You can run pay-per-click (PPC) ads on any of the major search engines. When someone searches for a keyword like “network marketing blog” your ad will be served to them. A click takes them directly to your website. You pay for each click. The amount depends on how many other advertisers you are competing with. You can turn it on or turn it off at any time.

Organic search

Organic search is also called SEO or search engine optimization. This is the process of optimizing your website to appear high in the free search results for a particular keyword phrase. It takes time and patience, but once your MLM blog ranks well for a couple popular searches, you’ll get lots of free clicks and visitors.

Referring Sites

Text Ads/Banner Ads

You can place sponsored links, text ads and banner ads on other websites to bring in referral traffic to your own website. This can be done through large ad servers that place links on thousands of sites or by negotiating directly with the owner of the target site. Prices will vary and most consumers will know it is a paid ad. Turn on or off at any time.

Content Links

Every site owner needs content. When you provide quality content in the form of a guest blog post or a useful blog comment you are generally able to provide a link back to your own network marketing blog. If the reader enjoys your article or finds your comment helpful (and if you have something enticing to offer them on your site) they will often click the link to visit.

Email

Email is a fast and cheap way to reach many people. If you don’t have your own large email list yet you can do a list rental. This allows you to send a promotional message to thousands of people at a time. You can do a solo ad where you are the only sponsor of the email or have your message batched with other advertisers. Prices are based on list size, quality and how prominently your message is featured.

Smart Phones

QR codes and text messages are two ways to get people to your blog from smart phones. This strategy is currently very effective because not many people are doing it, but you want to make sure you have a mobile-friendly network marketing blog before sending a bunch of smart phone traffic to it. Stay tuned to this one…it is the wave of the future.

Offline

Ever heard of drop cards? They are mini-advertisements printed on business card-sized paper than you can drop around town. The card directs people to your network marketing blog for more information about the headline on the card. They are very inexpensive to print and easy to work into your daily routine.

Getting Started with Network Marketing Blog Traffic

The smartest thing you can do is to learn a little bit about each of the options for network marketing blog traffic and then select ONE strategy to get really good at. Don’t try to do them all at the same time. Build up your blog traffic to 300 or more visitors per month from a single method before launching into any others. This amount of traffic will be enough to give you early feedback on the effectiveness of the offer and opt-ins on your network marketing blog. The rest is tweaking, refining and adding more traffic.

The world of online network marketing is vast and confusing. Some might say it is hostile to the new-comer with lots on entrenched experts selling the newbies systems and tools that they really don’t need. We understand that it is hard to know who to trust.

Give us the opportunity to earn your trust and confidence. We created networkmarketingleadsblog.com to provide the best network marketing content without any of the BS. Just for stopping by you can pick up 3 different free ebooks and several cool tools.

Waiting to Cleanup Water Damage Never Helps

Ugh! The basement’s flooded. Honey, the toilet overflowed again! Oh no, the pipes must have burst! We had to evacuate because the Hillsborough river overflowed its bank.

None of these situations is a good one and cleaning up after flooding is never fun. But as nasty as it is, cleaning up the mess needs to happen quickly. It doesn’t matter if you’re tired or not in the mood to deal with it, waiting to perform water cleanup only makes matters worse.

No matter what type of flooding occurred, any time water is allowed to sit, damage will occur. The longer the water sits, the more damage. For example, if you act promptly to mop up a toilet overflow and then clean the floor, damage is minimal. But what if you didn’t know the toilet had overflowed? What if one of your kids managed to turn off the water but failed to mention that the carpets were soaked? The water is now soaking in, warping the floorboards or reaching down to the carpet padding. If it’s an upstairs bathroom, water may head south, traveling down the walls or through the ceiling to the floor below. Within a few hours, a musty odor may appear. Before you know it, your minor overflow involves replacing carpets, repainting ceilings, ripping out moldy wallpaper, and other hassles.

With larger floods, such as when a river decides to flood your home, you don’t always have the option of a fast response. You may not be allowed home for days, or even weeks! High humidity levels and standing water are taking their toll. You can bet that cleanup is going to be a mess. The longer you wait, the worse it will be. In these cases, pay attention to evacuation orders and find out when you will be allowed to return. While you’re evacuated, call a water restoration company and put them on alert, too. Call early so that you can make sure you’ll be placed on their schedule for priority service. Now is not the time to take a vacation and deal with the water damage when you get back. Every minute counts.

As soon as it is safe to return, get moving! You have a huge job ahead of you and the mess will only get worse the longer you delay. Double check that the power is off before entering your home. Open the doors and let the water flow out of the house, helping it along its way with push brooms and a hose. You may have to remove everything from the bottom floors and thoroughly wash down all surfaces before allowing the home to dry completely. In addition to cleaning and drying, disinfecting all items and surfaces is a must because flood waters bring with them all kinds of hazardous hitch hikers including sewage and chemicals. As you can imagine, cleaning up after a flood is not generally a do-it-yourself job. Bring in professionals for water cleanup and restore your home quickly, before the damage gets worse.